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Boca Raton Branch

Land Home Boca Raton

Making Home Dreams a Reality since 1988. "Caring is Natural for Us!"

It's Your Time to Buy

See what others are saying...

Joe Cerquozzi

"Rick Cogswell and his whole team were on top of everything, our home mortgage closed in ten days. My realtor said it would not happen, she was so surprised."
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Homebuyer - Coral Springs, FL

"I worked with Richard in a deal in January, he was true mortgage professional and extremely knowledgeable. Thank you for making this deal close on time." 
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Fazul - Westlake, FL

"Richard is extremely knowledgeable in what he does and is very professional as well as pleasant to deal with. In the future I will have him do all my home mortgages. He is very trustworthy."
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Happy Buyer - Hollywood, FL

"Richard Cogswell let my dream come true by assisting with my loan process to purchased my first home and worked extra hard to ensure I would get my loan."
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Buyer, Pompano Beach

"My wife and I went through a painful process with four different lenders. We were referred to Mr. Cogswell by a friend who had another great experience..."
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Phillip Cardell

"Excellent communications and professional with extensive home mortgage knowledge and was able to work through all of the issues..."
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Instigator South

"Mr. Cogswell & his team could not have been more helpful and professional...good to know he looking out for us throughout the entire home mortgage process."
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Christopher Adams

"Hands down the most caring and detailed mortgage company I've encountered. If the approval can be accomplished, Richard Cogswell can do it!"
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Boca Raton News

Have You Considered Refinancing?

A tight budget, an expensive home renovation and the desire to get your home paid off quicker are all good reasons to refinance your home. But what does refinancing your home mean and how can it help you achieve your financial goals? Take a look at the definition of home refinancing and what it can … Continued

Choose the Right Home Loan

Unless you can buy a house entirely in cash, finding the right house is only half the battle. The other half is choosing the best type of home mortgage. Since you’ll likely be paying back your mortgage over a long period of time, it’s important to find a loan that meets your needs and your … Continued

2019 Current Real Estate Trends

Okay, 2018 was quite the tease in the housing market. The year started out hot, only to taper off halfway through. But plenty of Americans still traded their For Sale signs for Sold ones, and they’ll usher in the new year from the comfort of their new homes. So will 2019 bring more of the same … Continued