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Boca Raton Branch

Land Home Boca Raton

Making Home Dreams a Reality since 1988. "Caring is Natural for Us!"

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Elizabeth Lafond

I am a first time home buyer but feel as if I am a pro now due to all the excellent advice and information offered to me during this process.
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Joe Cerquozzi

"Rick Cogswell and his whole team were on top of everything, our home mortgage closed in ten days. My realtor said it would not happen, she was so surprised."
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Homebuyer - Coral Springs, FL

"I worked with Richard in a deal in January, he was true mortgage professional and extremely knowledgeable. Thank you for making this deal close on time." 
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Fazul - Westlake, FL

"Richard is extremely knowledgeable in what he does and is very professional as well as pleasant to deal with. In the future I will have him do all my home mortgages. He is very trustworthy."
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Happy Buyer - Hollywood, FL

"Richard Cogswell let my dream come true by assisting with my loan process to purchased my first home and worked extra hard to ensure I would get my loan."
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Buyer, Pompano Beach

"My wife and I went through a painful process with four different lenders. We were referred to Mr. Cogswell by a friend who had another great experience..."
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Phillip Cardell

"Excellent communications and professional with extensive home mortgage knowledge and was able to work through all of the issues..."
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Instigator South

"Mr. Cogswell & his team could not have been more helpful and professional...good to know he looking out for us throughout the entire home mortgage process."
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Christopher Adams

"Hands down the most caring and detailed mortgage company I've encountered. If the approval can be accomplished, Richard Cogswell can do it!"
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Boca Raton News

6 Tips to Get Approved for a Home Mortgage Loan

Some people don’t know the first thing about getting a mortgage loan. Applicants who don’t recognize key differences in the application process from anything they’ve applied for are often disappointed when a lender denies their mortgage loan application. Here’s six tips to help you get approved. Educating yourself is key, and there are a number … Continued

Down Payment Assistance for Heroes

House2Home Community Plus Here at Land Home Financial Boca Raton, it’s our honor to offer up to 6% in down payment assistance on Conventional Loans in the form of an interest-free soft second forgiven over a 3-year period for our hometown heroes! Who is eligible: Peace Officers, Sheriff, Border Patrol Agents, Correctional Officer, others serving … Continued

Have You Considered Refinancing?

A tight budget, an expensive home renovation and the desire to get your home paid off quicker are all good reasons to refinance your home. But what does refinancing your home mean and how can it help you achieve your financial goals? Take a look at the definition of home refinancing and what it can … Continued